Locations

  • MAIN OFFICE

    Located on the KCK
    Community College Campus
    P.O. Box 12217
    7240 State Avenue
    Kansas City, KS 66112

  • Lobby Hours:

    Mon - Fri: 9:00 AM - 5:30 PM
    Drive Up:
    Mon - Fri: 8:00 AM - 6:00 PM
    Sat: 8:00 AM - 1:00 PM

Credit Union Numbers

2025 Credit Union Holidays

Holiday Date
New Year's Day (Observed)Wednesday, January 1
Martin Luther King DayMonday, January 20th
Presidents' DayMonday, February 17th
Memorial DayMonday, May 26th
JuneteenthThursday, June 19th
Independence DayFriday, July 4th
Labor DayMonday, September 1st
Columbus DayMonday, October 13th
Veterans DayTuesday, November 11th
ThanksgivingThursday, November 27th
Christmas EveWednesday, December 24th Offices Close at Noon
Christmas DayThursday, December 25th
New Year's EveWednesday, December 31st Offices Close at Noon

Fee Schedule

Account/Service Fees

Debit Card

Free

Virtual Branch Online Access

Free

Online Bill Pay

Free

ART-Phone Access

Free

Replacement Credit Card

$10.00

Courtesy Pay Fee

$30.00 per item

Non-Sufficient Funds(NSF)

$30.00 per item

Stop Payment Fee

$27.00 per request

Postdated Item Request Fee

$27.00 per item

Check Printing Fee

Actual Cost

Account Reconciliation Fee

$20.00 per hour

Account Research Fee

$15.00 per hour

Statement Copy Fee

$2.00 per page

Deposited Item Return Fee

$25.00 per item

Items Sent for Collection Fee

Actual Cost

Wire Transfer(Incoming) Fee

Free

Wire Transfer(Outgoing) Fee

$25.00 per transfer

International Wire Transfer Fee

$50.00 per transfer

Loan Payment From Other Institution Online

$7.50

Loan Payment From Other Institution Phone

$10.00

ECM Return/Dispute

$20.00

Automatic Overdraft Transfer (from share account)

$5.00

Transit Check Cashing Fee

10% up to $5.00

Cashiers or Teller Check Fee

$3.00 per check

Fax Service Fee

$2.00 per page

Check Copy Fee

$5.00

Copy Service Fee

$2.00 per page

Dormant Account*

*Account is considered dormant after 12 months of inactivity.
**Fee charged if the balance is less than $100.00 and no other services with the credit union.
$5.00 Monthly**

Transfers

By Mail

Free

In Person

Free

MRCU ATM

Free

ART-Phone Access

Free

Virtual Branch Online Access

Free

Telephone Requests

$5.00

Vacation Club Account

Excessive Withdrawals Fee

-After one(1) withdrawal per calendar year
$2.00 per withdrawal

Visa Debit Card Fees

No charge for cards used at the Point of Sale

Withdraws at MRCU-owned ATMs

Free

All Foreign ATM Withdrawals

$1.00

Inquiry Fee - All ATMs

$0.50 per inquiry

Courtesy Pay Through ATM

$30.00

Courtesy Pay Through Point of Sale

$30.00

Replacement Debit Card

$10.00

Safe Deposit Box Fees
Rental Size Annual Fee

3 x 5

$12.00

5 x 5

$16.00

3 x 10

$18.00

5 x 10

$25.00

Change of Lock Fee

Actual Cost +10%

Drilling of Box Fee

Actual Cost +10%

If you have any questions about these fees, please give us a call at
(800) 895-2024.