Personal Loans

Secured Loans

Leverage your assets with Secured Loans at a fixed rate of 3.00% over deposit earnings. Contact the credit union to apply.

PERSONAL Loans

Borrow between $500 and $7,500 with Personal Loans starting at 12.50% APR*. Click here to apply.

Home Equity Loans

We offer Home Equity Line of Credit loans. Get low closing costs and rates as low as Wall Street Prime, which is a variable rate. Contact the credit union to apply.

Visa Card Options

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Platinum APR*: 7.9%

  • Classic APR*: 12.90%

  • Secured APR*: 11.90%

Credit Builder Loans

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Loan amount: $1,000 at 8% for 12 months

  • Funds secured in a 12-month CD at MRCU

  • Credit review with improvement tips

  • Loan payoff leads to $1,000 CD + Dividends

Set up an appointment with a loan officer once this loan is paid in full to review an updated credit report.