Located on the KCK
    Community College Campus
    P.O. Box 12217
    7240 State Avenue
    Kansas City, KS 66112

  • Lobby Hours:

    Mon - Fri: 9:00 AM - 5:30 PM
    Drive Up:
    Mon - Fri: 8:00 AM - 6:00 PM
    Sat: 8:00 AM - 1:00 PM

Credit Union Numbers

2023 Credit Union Holidays

Holiday Date
New Year's Day (Observed)Monday, January 2nd
Martin Luther King DayMonday, January 16th
Presidents' DayMonday, February 20th
Memorial DayMonday, May 29th
JuneteenthMonday, June 19th
Independence DayTuesday, July 4th
Labor DayMonday, September 4th
Columbus DayMonday, October 9th
Veterans DaySaturday, November 11th
ThanksgivingThursday, November 23rd
ChristmasMonday, December 25th

Fee Schedule

Account/Service Fees

Debit Card


Virtual Branch Online Access


Online Bill Pay


ART-Phone Access


Replacement Credit Card


Courtesy Pay Fee

$30.00 per item

Non-Sufficient Funds(NSF)

$30.00 per item

Stop Payment Fee

$27.00 per request

Postdated Item Request Fee

$27.00 per item

Check Printing Fee

Actual Cost

Account Reconciliation Fee

$20.00 per hour

Account Research Fee

$15.00 per hour

Statement Copy Fee

$2.00 per page

Deposited Item Return Fee

$25.00 per item

Items Sent for Collection Fee

Actual Cost

Wire Transfer(Incoming) Fee


Wire Transfer(Outgoing) Fee

$25.00 per transfer

International Wire Transfer Fee

$50.00 per transfer

Loan Payment From Other Institution Online


Loan Payment From Other Institution Phone


ECM Return/Dispute


Automatic Overdraft Transfer (from share account)


Transit Check Cashing Fee

10% up to $5.00

Cashiers or Teller Check Fee

$3.00 per check

Fax Service Fee

$2.00 per page

Check Copy Fee


Copy Service Fee

$2.00 per page

Dormant Account*

*Account is considered dormant after 12 months of inactivity.
**Fee charged if the balance is less than $100.00 and no other services with the credit union.
$5.00 Monthly**


By Mail


In Person




ART-Phone Access


Virtual Branch Online Access


Telephone Requests


Vacation Club Account

Excessive Withdrawals Fee

-After one(1) withdrawal per calendar year
$2.00 per withdrawal

Visa Debit Card Fees

No charge for cards used at the Point of Sale

Withdraws at MRCU-owned ATMs


All Foreign ATM Withdrawals


Inquiry Fee - All ATMs

$0.50 per inquiry

Courtesy Pay Through ATM


Courtesy Pay Through Point of Sale


Replacement Debit Card


Safe Deposit Box Fees
Rental Size Annual Fee

3 x 5


5 x 5


3 x 10


5 x 10


Change of Lock Fee

Actual Cost +10%

Drilling of Box Fee

Actual Cost +10%

If you have any questions about these fees, please give us a call at
(800) 895-2024.