Realize Your Dreams with Auto Loans

Secure competitive Auto Loans with flexible terms for various model years.

Auto Loan Application

Model Year Term As Low As (APR)*
New to 2014Up to 63 Months7.99%
New to 2014Up to 75 Months8.49%
New to 2014Up to 84 Months**8.74%
**Min. Amount Financed $40,000 

Boats, Motor Homes, 5th Wheel, and RV Trailers

Model Year Term As Low As (APR)*
New UntitledUp to 60 Months**9.75%
New UntitledUp to 120 Months**10.25%
Used 2024-2020Up to 84 Months10.75%
Used 2019-2014Up to 48 Months11.25%
**Min. Amount Financed $20,000
Model Year Term As Low As (APR)*
New UntitledUp to 60 Months9.75%
Used 2024-2021Up to 48 Months10.25%
Used 2020-2018Up to 36 Months9.25%
Used 2017-2014Up to 30 Months9.50%
A person holding up a paper with the word " report " on it.

Secured Loans

Leverage your assets with Secured Loans at a fixed rate of 3.00% over deposit earnings. Contact the credit union to apply.

Signature Loans

Signature Loan Application

Borrow between $500 and $7,500 with Signature Loans starting at 12.50%* APR.

A red car sitting on top of paperwork next to a calculator.
A picture of a house with the image taken from outside.

Home Equity

We offer Home Equity line of credit loans. Contact us for details. Get low closing costs and rates as low as Wall Street Prime, which is a variable rate. Contact the credit union to apply.

Explore Visa Card Options

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Platinum APR: 7.9%*

  • Classic APR: 12.90%*

  • Secured APR: 11.90%*

A wooden puzzle sitting on top of a table.
A stack of coins with the background of a white circle.

The Credit Builder Loan

Designed for limited/no credit or credit rebuilding. Contact the credit union to apply.

  • Loan amount: $1,000 at 8% for 12 months

  • Funds secured in a 12-month CD at MRCU

  • Credit review with improvement tips

  • Loan payoff leads to $1,000 CD + Dividends

Set up an appointment with loan officer once this loan is paid in full to review an updated credit report.

Safeguard with Loan Protection

Explore optional Credit Life and Credit Disability Insurance.

*APR = Annual Percentage Rate. Actual rate based on credit history. Terms and conditions apply. Effective from January 30, 2023, subject to change without notice.