Privacy Policy
FACTS: What does Midwest Regional Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number and account balances
- credit history and credit scores
- income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Midwest Regional Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Midwest Regional Credit Union share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don't share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don't share |
| For non-affiliates to market to you | No | We don't share |
Questions? Call (913) 334-4200 or 1-800-895-2024 or go to www.mrcu.com.
What We Do
How does Midwest Regional Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
How does Midwest Regional Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or use your credit or debit card
- apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Midwest Regional Credit Union has no affiliates
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Midwest Regional Credit Union does not share with our non-affiliates so they can market to you
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance companies and financial product companies
Online Banking
- Collection of images of checks on our mobile application enables you to deposit funds remotely. The images are used to process deposits and display the image in your transaction history. We do not share these images.
- Images in our application profile setting are uploaded at the user's discretion for purposes of personalization and only used by the end user.